For Jan 1, I jumped into an ice cold lake. The "Polar Bear Dip" is an annual tradition around here.

About a week ago, we had dinner with D&P. P asked us what our plans were for New Years. We had none. He said that for the past 16 years he's been doing the Polar Bear dip. He invited us along.

RO did not swim. I did.

Water was 40F.  The experience wasn't as bad as you'd think it could be. While the water is cold, you're in and out before you can get cold. Just run back to your towel and quickly dry off.