D'oh. I bounced a cheque to John. John is organizing a group vacation to Mexico. I gave him a cheque to pay for my share. The cheque bounced. I'm not sure why; my account has enough money in it. Maybe I wrote "2003" instead of "2004"

Everyone knows. The bank won't say who bounced the cheque, just the dollar amount. Since we all wrote cheques for the same amount, we all had to call each other and say "My cheque has cleared. Has yours?" Mine was the only cheque that hasn't cleared.

I know the gang is going to harass me. I've been thinking up snappy comebacks...

"If we split the restaurant bill everyone owes $15.00"
"I'll be right back. I have to rob a corner store."
or
"Would you take a cheque?"