Last night the topic of our next move came up. It started off as an argument, but ended as a good discussion. I think we got to the core of differences-- the mortgage and monthly bills. I feel very safe and comfortable in our current house. It's a fantastic investment and it will alway be easy to sell. I am in no rush to change that.

The mortgage keeps the husband on edge. He feels like he can't even consider retirement until we live somewhere else. Owning our residence out right would give him piece of mind. Work has been very stressful on him for the past few months and he feels like he has no option but to keep working. He would love to transition to a less stressful job. He seems to be uncomfortable about retiring unless I retire with him.

I think that I'm in my early fifties, in my peak earning years and working in an industry that has a history of ejecting its elders. Doors will close should I hint that I'm looking at retirement.